Costs of Roof Replacement

by Posted in Roofing Tagged , , , , , , ,

A roof is one of the most important parts of a home, but it’s easy to overlook until something goes wrong. If you notice sagging or leaks in areas that previously seemed intact, consider getting your roof replaced.

Roof Replacement

Check with your homeowners insurance company to see if you can get some of the costs covered. You may be able to claim it as an emergency repair or for new construction damage. Visit https://www.jmelitecontractors.com to learn more.

Replacing a roof can be an expensive home improvement project. It is important for homeowners to understand what the costs are before starting. Some of the largest costs associated with a roof replacement are the materials and labor. The cost of a new roof depends on the type of roofing material that is chosen. Homeowners can opt for budget-friendly asphalt shingles or spend more money on luxury copper. Some other factors that affect the cost of a roof include its size, slope, and square footage.

The cost of a new roof is usually split into two parts: 40 percent materials and 60 percent labor. The material choice is one of the few elements that a homeowner can control, so it is a good idea to select a long-lasting material. It is also possible to save on the initial costs by doing a partial roof replacement instead of a full roof.

In addition to the cost of materials, homeowners should consider the costs of any associated repairs or upgrades. If a contractor finds damage to the structure or other components of the home during the roof installation, they will need to repair them before putting down the new roof. These additional expenses can add up quickly and should be included in the total roofing estimate.

Finally, homeowners may need to pay for the disposal of the old roof or other waste materials from the construction project. If a dumpster needs to be rented and disposed of on-site, these costs will need to be added to the total roofing cost.

Homeowners can choose to pay for the roof replacement with cash, a personal loan, or a credit card. It is important for homeowners to know the limits of their credit cards, as using too much of their available credit can have negative consequences. In some cases, a homeowner may be able to get a home equity loan to finance the roof replacement. This is a great option for those with high enough home equity to cover the cost of a new roof without having to refinance their mortgage.

Materials

While shingles may be the roofing material most homeowners think of when it comes to roof replacement, they aren’t the only thing that goes into your roof. The roof is a system made up of many parts that work together to keep water, heat, and cold out while allowing air to flow through. Each part has its own cost, and the type of roof materials you choose will play a big role in the overall price of your project.

When choosing a roofing material, you want to consider its lifespan and manufacturer warranty. A reputable roofing contractor will be able to help you find a material that meets your needs and budget. Some popular roofing materials include asphalt shingles, metal, and tile. Asphalt shingles are known for their durability and affordability, while metal roofs are more durable and can save you money on energy bills. Tile roofs are also energy-efficient and can last for decades.

The most important factor in determining the cost of a roof is the type of material you choose. Other factors include labor, removal and disposal of existing roofing materials, and additional upgrades like insulation or ventilation systems. You may also need to pay for permits and inspections, which will add to the final cost of your project.

It’s also important to look at the other components of your roof to determine the overall cost. For example, the roof deck is the base of your roof, and it’s typically made from plywood or oriented strand board (OSB). If you’re doing a total tear-off, this layer will need to be removed and disposed of, which will increase the cost of your project.

Other roof materials to consider include corrugated galvanised iron, which has wavy corrugations that resist lateral flexing and is fitted with exposed fasteners. It’s an economical choice for sheds and garages, but doesn’t offer the same protection as other roofing materials. Another option is EPDM membrane, which is a single-ply synthetic material that’s perfect for flat or low-slope roofs. It’s durable, affordable, and has great fire and impact-resistance.

Installation

In a full roof replacement, the contractor removes both layers of existing shingles and any underlying plywood or OSB decking that needs repair. They also replace the ventilation in your roof, which ensures that air can flow in and out of your attic, preventing a buildup of hot or cold air and helping keep your home comfortable all year round. In addition, they may replace or add new pipe boots that wrap tightly around plumbing pipes sticking out of your roof.

Once the old roof is removed, the roofing team will prep the area where they’ll be putting the new roof. They’ll cover your lawn and shrubbery with tarps to protect them from nails and debris as they work and use magnetic tools to remove any metal objects or sharp fragments from the yard. They’ll also install gutter guards if you have them, and a temporary fence if your property is in an especially windy location.

Smaller projects, like a single-family shingle roof, can be completed within a few days, weather permitting. Larger projects, such as multi-family homes or complex roofs with dormers, chimneys, skylights and more, can take weeks to complete. In these cases, the longer timeframe is usually due to permit approvals or inspections. The contractor will consult with you to discuss your home’s unique factors and help you choose a timeline that works best for your situation.

Homeowners who have equity in their homes can choose to finance a portion of their roof replacement with a home equity loan or credit card. This helps them avoid paying interest on the entire sum of money they’re borrowing, and it can help keep their monthly payments low. However, a homeowner should always check with their mortgage lender to see what they’re required to do before choosing a financing option for their home improvement project.

A homeowner may decide to replace their roof entirely, rather than just repair leaks or replace missing shingles, for a few reasons. For one, a patched roof can lower the home’s resale value by showing signs of wear and tear in multiple locations. Additionally, replacing an entire roof can reduce your overall costs and make the house look more uniform in appearance.

Warranty

While the investment of a new roof is significant, homeowners can protect this investment with a warranty. However, before you invest in a roofing warranty make sure that you read the fine print and understand what is covered. Many warranties come with limitations, exclusions, or time periods within which repairs must be completed. The longer a warranty lasts, the more expensive it will likely be. Additionally, the terms of the warranty will vary from one contractor to the next. Therefore, you should compare quotes from several different contractors to find the best deal.

The two primary types of roof warranties are material warranties and workmanship warranties. A material warranty is provided by the manufacturer of the roofing materials and covers defects in those materials. These warranties range from 10 to 50 years. A workmanship warranty is offered by the roofing contractor and covers installation errors. These warranties may last for a shorter period of time, depending on the contractor.

Many manufacturers also offer extended warranty plans for their products. These extended warranties often include the cost of a complete replacement of a roof, including labor and materials, in case of a major structural issue. However, these enhanced warranty plans typically come with a higher price tag and require that you work with a certified contractor and follow other guidelines in order to qualify for coverage.

In addition, the type of roofing you select will have an impact on your warranty coverage. Asphalt shingles are the most common roofing material, offering affordability and versatility. Metal roofing is an increasingly popular option, offering durability and energy efficiency. Other options include tile or slate, which provide a classic and natural look, but can be costly and require more maintenance.

Regardless of the type of roofing you choose, it is important to keep in mind that regular inspections and routine maintenance will help extend the life of your roof and may be eligible for warranty coverage. Also, it is important to note that certain activities can void your warranty, such as hiring a non-certified contractor for repair work or neglecting to perform maintenance and inspections.

The Importance of Roofing Maintenance

by Posted in Roofing Tagged , , , , , ,

Roofing maintenance involves inspections and routine tasks that help protect your home from damage. A regular checkup is especially important after severe weather or natural disasters. Speak with Corpus Christi Roofing CO for quality solutions.

Roofing

Gutter cleaning and removing debris helps to direct water away from the roof. This can prevent clogs and leaks.

Insulation and ventilation prevent moisture buildup in the attic and help regulate temperature and energy efficiency.

Many homeowners are unaware that problems with the roof can start inside the attic. An annual attic inspection can reveal long-standing issues such as a leaky roof, mold/mildew growth and the lack of ventilation that threatens indoor humidity levels and air quality. Leaks can be especially damaging if they are left untreated, as they often result in rotting attic framing and structural damage.

When examining the attic, a home inspector will look for signs of moisture control and aging of the shingles. Depending on the situation, it may be necessary to have them replaced.

Proper attic ventilation is vital to a healthy shingle roof. Without it, hot air can cause condensation that damages shingles and the attic framing. Inspectors should also check for blocked vents, rusted nails and a lack of insulation.

A properly insulated attic will prevent heat from rising to the living space, reducing cooling costs and helping to prevent ice dams in northern climates. Insulation should be a minimum of nine to ten inches thick.

Inspecting the attic also gives a good view of the quality of wood framing in a home. Framing quality is essential in South Florida to ensure the integrity of the roof structure and to help withstand the high winds we are so accustomed to. Inspectors will check for trusses and rafters that are cracked or rotted, indicating substandard construction practices.

Overhanging tree limbs can do serious damage to the roof and should be trimmed regularly. They also can scrape shingles. In addition, they can block sunlight from the roof, which can promote fading of the shingles.

Pests such as ants, rats, mice and termites can also turn the attic into their own personal playground. A thorough attic inspection can catch the presence of rodents and other infestations before they can do any damage to the living space below.

Although attic inspections can be done by the homeowner, it is best to leave it to a professional for safety reasons and to spot potential trouble before it gets out of hand. Home inspectors are trained to recognize a wide range of attic issues, including the signs of leaks, inadequate ventilation, a lack of insulation and pest infestations.

Clean the Gutters

Gutters play a significant role in keeping the roof and home safe, but only when they’re in good condition. They collect and channel water (and debris) away from the roof, thereby protecting it from damage, but they can’t do that job if they’re clogged with leaves and other debris. Gutters that aren’t properly maintained can result in water leaks around the roof, basement flooding, rotting wood roof structures, foundation damage, and soggy crawlspaces.

Gutter cleaning is an easy maintenance task that’s often overlooked, but it’s important to do on a regular basis. In addition to directing water and preventing water damage, it also prevents mold and mildew growth, twigs and other debris from falling onto the roof, and pest infestations. The best way to check the condition of your gutters is to look for clogs, pooling water, and misaligned gutters.

When gutters become clogged with debris, they overflow and cause water to back up against the roof, causing shingle damage. It can also lead to moisture buildup in the attic and behind walls, which creates a breeding ground for fungi like moss and mildew. It can also cause soil erosion, water seepage into the house foundation, and sagging of the roofline.

A clogged gutter can also damage the soffit and fascia, rust or warp wood, causing more costly repairs. It can also contribute to the collapse of the entire gutter system, which is a serious structural problem that’s expensive to repair.

When you’re cleaning the gutters, be sure to use a sturdy ladder on a level surface and have a partner hold it steady. It’s always wise to place a tarp on the ground near the ladder for easy cleanup of debris and dirty water. It’s also a good idea to wear a mask to protect yourself from mold and other contaminants. A nozzle attached to a garden hose works well for dislodging and washing away leaves, twigs, and other debris without damaging the roof. Be careful not to spray water directly on the shingles, however, as it can melt the top layer of the shingle and cause premature failure.

Trim Trees

While trees are a beautiful part of any landscape, they can also pose a threat to your roof in the form of falling branches during a storm. Keeping tree branches trimmed can prevent damage to your roof, reduce the risk of branches snapping and falling, and help avoid attracting pests that will feed on your roof shingles.

When trimming trees, be sure to use the correct technique to avoid damaging the bark. Start your cut on the underside of the branch, several inches away from where it joins the trunk or main stem. Then, move up to the next branch and make a cut that’s an inch or so farther out from where you made your first cut. This allows the callus to form more quickly and protects against water damage in the wound.

The third and final cut should be made an inch or so outside the branch collar — the small lip of bark that each branch protrudes from at its base. This area is slightly swollen and has rougher bark than the rest of the trunk, and you want to avoid cutting into this area as it’s responsible for preventing tree diseases.

Always remove dead branches, as these can fall and break during a storm. You should also look for limbs that are rubbing against your roof and trim them to eliminate potential problems. Aside from reducing the risk of debris falling onto your roof, regularly trimming your trees can increase the amount of sunlight that gets to your shingles. This helps prevent moss growth and speeds up how long your roof takes to dry after a rainstorm.

Thinning a tree’s crown reduces its density and increases air circulation, which can help avoid fungus and insect infestation. Using this method on mature trees can significantly increase their lifespan and improve their beauty. If you aren’t comfortable doing these pruning tasks yourself, hire a certified arborist to do them for you. Never “topping” a tree, as this can cause serious structural problems and dramatically shorten its life. For more tips on proper tree maintenance, check with a gardening resource or a local landscaping company.

Inspect the Roof

Your roof is a vital part of your home. It protects the walls and foundation from water damage. Regular maintenance can prevent the need for expensive repairs later. It’s essential to inspect your roof for damage and signs of wear and tear. This will save money, time, and stress.

You can perform a visual inspection of your roof on your own, or hire a professional. It’s important to inspect your roof before and after storms. Look for shingles that are curled up, blown off, or missing. If you find any of these, they will need to be replaced as soon as possible. Leaving these issues unattended can lead to serious leaks and other problems.

During your roof inspection, check the gutters and downspouts. They should be free of debris such as leaves, twigs, and nests, which could hinder drainage. Also check for rust or cracks, which could lead to leaks. It’s also important to examine the attic for any signs of water damage, such as mildew or mold, as well as ceiling stains and bubbling.

Your gutters help direct rainwater and melting snow away from the walls and foundation of your home. This prevents water from entering through the walls and causing water intrusion in your attic and other parts of the house. Check for clogged gutters and downspouts during your roof inspection, and clean them regularly to prevent water damage.

Ventilation is another important aspect of a healthy shingle roof. It allows hot air and moisture to escape, preventing the buildup of heat and condensation that can damage shingles. Make sure your attic has adequate ventilation and that any vents, chimneys, and skylights are properly sealed and secured.

During your roof inspection, look at the flashing, which is strips of metal or other material that diverts water from areas where walls meet the roof. Your inspector will ensure that all penetration seals are in good condition and that the flashing itself is secure and watertight. Your inspector will also look for signs of deterioration, which is often caused by corrosion or water penetration.

How Air Conditioning Repair Works

by Posted in HVAC Tagged , , , , ,

Air Conditioning Repair involves a service technician coming to your house to fix an AC system so it starts to work again. This typically entails the following steps.

Air Conditioning

They’ll start by checking the thermostat to make sure it’s properly set. Contact Pro Air Install & Repair for professional help.

They’ll then check the power switch to your outdoor unit and the breaker box that supplies it with electricity. If everything looks fine, they’ll probably move on to other things.

The capacitor is a component that stores electrical energy. It consists of two metal plates with a material called a dielectric in between them. The dielectric has a special property that allows it to store a large amount of energy for a very long time. The capacitor can then release that energy into a circuit when needed. Capacitors can be used in many different ways, but their main uses are coupling (where they ‘block’ DC from certain parts of a circuit) and decoupling (where they deliberately pass AC current to ground).

The ideal capacitance is defined as C = Q V, where the capacitance C is the ratio of the charge on each conductor (often called plates) to the voltage between them. The unit of capacitance is the farad (F), named after British physicist Michael Faraday. The actual capacitance of a capacitor varies widely, depending on the construction and environmental factors.

A capacitor’s physical characteristics primarily affect its capacitance, with the largest capacity usually obtained from a pair of parallel plates with a large area and small separation, separated by a dielectric with a high permittivity. The more conductive the plates and the less dense the dielectric, the higher the capacitance. The dielectric must also be able to sustain a high enough breakdown voltage without losing too much energy at low frequencies, which can cause loss of capacitance and distortion.

Another important aspect of capacitor construction is the leads, which can be either axial or radial. An axial lead is an arrangement of wires that extend along the axis of the capacitor’s cylindrical body. A radial lead is an arrangement of wires that extend outward from opposite ends of the capacitor’s flat body. A radial lead is usually easier to solder than an axial one, but both configurations can be found in production.

All capacitors have varying lifespans, which depend on the construction, operating conditions, and environment. The life of a capacitor may be affected by its exposure to vibration, temperature changes, humidity, and mechanical stress. The type of capacitor that is most prone to these effects are metal-film capacitors, which are susceptible to corrosion and fatigue.

Contactors

Located in the outdoor unit of your air conditioning system, the contactor is like a switch that controls power flow to components. When it’s working properly, it closes to let electricity flow from the electrical outlet to the compressor and fan motors. This allows the system to start cooling when your thermostat sends a signal that it’s time for air conditioning. When the contactor is faulty, it stops closing. As a result, the AC won’t receive the power it needs to cool your home.

Visible signs of wear on the contactor, such as a darkened or pitted appearance, indicate that it’s time to replace it. Over time, the arcs that occur when the switch opens and shuts can wear down the contacts, leading to less efficient power transfer. If your contactor is pitted or shows signs of arcing, a technician can test it to see if it still has continuity.

The test involves connecting a multimeter to the contacts and testing for voltage. A technician also checks the coils to see if they are open. If the coils are damaged, they cannot be repaired and will need to be replaced.

A professional can also clean the contactor, ensuring that it’s free of ants and cobwebs. These can interfere with proper power transfer, especially if there are insect nests on the contacts. They can also shield the contacts to prevent insects from accessing them.

If your contactor is displaying symptoms of failure, turn off the power to your air conditioning system by turning off the circuit breaker or shutting off the fuses. Next, remove the access panel cover from your outdoor unit and look for a black rectangular device with multiple wires connected to it. If you’re able to remove the cover, look for a pair of latching electrical contacts in the center that connect or break power supply lines.

Before you remove the wires from the contactor, take a picture or label them so that you can reconnect them correctly later. Once the wires are disconnected, carefully inspect the contactor for visible signs of damage or wear. If the coils are damaged or burnt out, they can’t be repaired and must be replaced.

Blower Motor

The blower motor is one of the most essential components in your system, responsible for moving air through your ductwork. But like any other mechanical and electrical device, the blower motor can be susceptible to problems. A variety of issues can cause a blower motor to malfunction and ultimately fail, including physical damage, electrical challenges, or even age-related wear and tear.

If you notice little to no airflow through your vents, this is a clear sign that the blower motor has stopped working. However, lack of airflow could also mean a clogged filter or closed vent, so it’s best to consult with an experienced heating and cooling specialist to determine what the cause is.

A common problem with the blower motor is a bad capacitor. When this device fails, it stops the rotor from spinning and may overheat. This can cause the resin insulation on the windings to melt down, causing the motor to stop working.

Another possible issue with the blower motor is a bad bearing. This component reduces friction and helps the motor turn at high RPM. When the bearings wear out, they may make a grinding or screeching noise and not spin at all.

An AC technician can replace the bearings and restore the blower motor to proper functioning. However, if the blower motor has sustained physical damage or continues to malfunction frequently, it’s time to consider replacing it with a new unit.

Other symptoms of a failing blower motor include rattling, clanking, or banging sounds. These indicate that there is a loose or broken part somewhere inside the motor. It’s important to contact a professional right away to fix these issues before they worsen. Getting the blower motor repaired promptly will prevent the motor from breaking down and putting additional strain on other parts of your system.

Thermostat

The thermostat is one of the most important parts of your air conditioning system. It is the brain of your AC unit and it can tell you a lot about its health. If your thermostat is not working correctly, it can lead to AC problems that may not be as apparent as other issues that might be happening with your system. This is why it is so important to have your home’s thermostat checked and repaired regularly.

Thermostats can be more likely to show signs of a problem than other components of your air conditioning system because they are a separate part that is easier to access and repair. However, it’s still possible for other parts of your system to show symptoms before the thermostat does because of wear and tear over time.

A faulty thermostat can cause your AC to not work properly because it won’t detect the right temperature. If you feel your home is warmer or cooler than what is displayed on the thermostat, you should use a thermometer to check that the problem lies with your thermostat rather than the rest of your home.

Other symptoms of a faulty thermostat can include a high energy bill. This is because the broken thermostat will not translate your home’s temperature needs into an AC setting correctly, resulting in the AC working overtime to get the job done.

Another symptom is the thermostat’s display turning on and off frequently. This is called short cycling and it can be very damaging to your AC unit because it puts extreme stress on the compressor and can make it wear out more quickly than it should.

Often, you can reset your thermostat by simply flipping the circuit breaker that controls it off and on again. This is a quick fix and it works in many cases, but if you are experiencing other problems with your air conditioning system, you should call a professional to come take a look. This way, you can be sure that your thermostat is not the root of the issue and that there are no other underlying problems with your air conditioner that need to be addressed before an expensive AC replacement becomes necessary.

The Benefits of Hiring an Auto Accident Lawyer

by Posted in Lawyer Tagged , , , ,

Auto Accident Lawyer Maryland helps injured victims receive fair compensation for their hardships and losses. They are able to navigate complex legal landscapes and negotiate with insurance companies.

Lawyer

They review evidence to establish fault or negligence. They also determine whether an insurance policy provides adequate coverage for potential damages. They handle all communication with insurers and prevent claimants from accidentally compromising their cases through missteps like admitting fault or accepting low settlement offers.

Many car accident victims make the mistake of thinking that they don’t need legal representation. After all, the other driver clearly did something to cause your crash and their insurance company might have made a financial offer that seems reasonable at first glance. However, hiring a lawyer can help you receive the compensation that you deserve.

Car accident attorneys know how to navigate both the insurance claim and courtroom processes to maximize their clients’ financial compensation. They can assess any settlement offer and determine whether it adequately compensates you for your medical expenses, lost wages, property damage, and pain and suffering. They will also take into account any future financial losses that you might face due to your injuries.

In addition to negotiating with the insurance company, they will work with experts to gather and preserve evidence such as witness statements, police reports, and surveillance footage. They can even hire a crime scene reconstruction specialist to recreate the accident and establish who is at fault for the collision.

Depending on the extent of your injuries, your lawyer will determine whether or not you meet the state’s severe injury threshold and can file a lawsuit against the at-fault driver. This will give you the opportunity to recover damages for your pain and suffering, which aren’t included in PIP claims or in insurance coverage for property damage and lost income.

The right attorney will have extensive experience handling car accident cases and a proven track record of successfully recovering compensation for their clients. They should be willing to discuss their past case history with you and provide you with references. Moreover, they should be familiar with local courts and their judges. Finally, they should be willing to work on a contingency fee basis. This means that they only get paid when they win their client’s case, which aligns their interests with those of their clients. This helps ensure that they are dedicated to fighting for the best possible outcome. If you are in need of a reputable and experienced car accident lawyer, call The Barnes Firm today to schedule your free initial consultation. Hablamos Espanol.

Gathering Evidence

A car accident can be a traumatic experience. Victims often suffer injuries that require medical care, may not be able to work, and are confronted with stacks of bills. A successful lawsuit can help victims obtain compensation to cover their losses, but it’s essential that victims find an attorney who is a good communicator and has a strong track record with insurance companies.

The first thing an experienced lawyer will do is gather all available evidence and documentation related to the incident. They’ll review eyewitness accounts, police reports, damage receipts for repairs, and medical records to establish the facts of the case. This is critical because insurance companies often use minor inconsistencies or omissions to reduce or deny claim payouts.

Car accident lawyers are also skilled negotiators who are able to provide a clear picture of the victim’s total losses. They will assess the extent of their client’s injuries and property damage, as well as their future financial needs, to calculate the total value of the claim. In addition, they will take into account any deductibles or co-payments that may apply, as well as any statutory limitations on award amounts.

They’ll also look at whether there is any evidence of fault, such as violations of traffic laws. They may hire accident reconstruction experts to recreate the scene and identify any factors that might have contributed to the crash. They’ll evaluate the extent of their client’s injuries and review medical records to demonstrate a link between the accident and the injury. They’ll also examine the policy limits on both parties’ policies to ensure they are sufficient to cover their client’s damages.

Finally, they’ll ask about any other coverage that may be available, such as underinsured motorist (UIM) coverage or uninsured motorist coverage. In most cases, car accident attorneys will handle all communication with insurance companies to prevent their clients from accidentally compromising their own case by revealing information or accepting a low settlement offer. This step is particularly important if the injured party wants to pursue compensation beyond what their insurer’s personal injury protection (PIP) coverage covers.

Negotiating with the Insurance Company

When negotiating with the insurance company, it is important to stay calm and collected. This will help you avoid saying anything that could damage your case or lead to a lower settlement. In addition, it’s a good idea to keep records of all your expenses and losses. This includes medical bills, lost wages, future loss of earnings, and property damages.

An experienced car accident lawyer can help you determine the full extent of your damages and negotiate with the insurance company to get a fair compensation amount. You should never accept a low offer without having an attorney review it. A qualified attorney will know the tactics that insurance agents use to trick victims into accepting a low offer and can counter them.

In some cases, the insurance agent will not budge and may give you what is known as a final offer. If this happens, you will need to decide whether to accept it or file a lawsuit against the insurance company in court. When you have an attorney, they can reiterate to the insurance agent that you will not accept a low offer and file a lawsuit in order to get the compensation that you deserve.

The process of settling a car accident claim can take several months, and it is important to be patient throughout the process. This is because insurance adjusters count on victims getting impatient and accepting a low offer to settle their claims quickly and put money in their pocket.

If you are not patient, the insurance company may claim that your injuries were not as serious as you allege, and they will deny the compensation that you deserve. In addition, it is important to follow through on all medical treatment and not stop or change your treatment plan. Failure to follow through on treatment will cause further injury and damage your claim.

It is also important to review your insurance policy and understand the coverage limits that you have in place. This will prevent you from attempting to negotiate for items that are not covered by your policy. Once a settlement is reached, it is important to ensure that you receive prompt payment. This will allow you to pay off your medical bills and address any ongoing vehicle repair costs before they become overdue.

Going to Court

Depending on the nature of your injury and the circumstances surrounding your crash, your lawyer may take your case to court. However, most car accident cases settle out of court. An attorney will walk you through all of your options and help you decide what course of action best suits your needs.

If you’re dealing with serious injuries and medical bills, property damage and lost wages, it’s important to have an experienced car accident lawyer on your side. Your lawyer will negotiate with the insurance company on your behalf and ensure that you don’t get taken advantage of. Using their knowledge of law and the nuances of insurance coverage, they’ll counter lowball offers and maximize your compensation.

They’ll also review your medical records and other related documents to establish a complete picture of your injuries. In the end, your attorney will determine the value of your claim based on both economic and non-economic damages. Economic damages are any financial losses you’ve suffered as a result of your injuries, from the cost of your medical treatment to the loss of income while recovering from your injury. Non-economic damages are less tangible and include the physical pain and emotional trauma you’ve endured.

The no-fault laws of determine how much compensation you’ll be entitled to. In the state, basic Personal Injury Protection coverage will pay for your medical expenses and lost wages (up to your policy limits) irrespective of fault, but you’ll be limited to filing suit against at-fault drivers only if your injuries meet a threshold that includes permanent or significant disfigurement, impairment of a body function or a severe loss of a limb.

In addition to your attorney’s expertise, they’ll handle all communications with the insurance company and other parties on your behalf. Never give an oral or written statement to an insurance adjuster without first consulting your lawyer. Anything you say can be used against you in a lawsuit and will likely hurt your case. They’ll also explain that it’s often in your best interest to go to trial if negotiations with the insurer fail.